FAKTOR PENENTU KEBERHASILAN IMPLEMENTASI STRATEGI PENGEMBANGAN BADAN USAHA MILIK DESA DI KABUPATEN BANYUMAS

  • Denok Kurniasih Universitas Jenderal Soedirman
  • Paulus Israwan Setyoko Universitas Jenderal Soedirman, Purwokerto
  • Shadu Satwika Wijaya Universitas Nahdlatul Ulama, Purwokerto

Abstract

Penentuan jenis usaha menjadi faktor penting dalam mengembangkan Badan Usaha Milik Desa (BUMDes). Strategi pengembangan BUMDes harus dikaitkan dengan penentuan jenis usaha apa yang akan dikembangkan. Penelitian ini mengemukakan tentang alternatif pengembangan BUMDes melalui Bank Desa. Berdasarkan hasil penelitian dapat disimpulkan bahwa pengembangan Bank Desa telah mampu memberikan kontribusi yang cukup baik bagi Pendapatan Asli Desa (PADes). Selain itu tujuan dari pembentukan Bank Desa adalah meningkatkan partisipasi masyarakat dalam pembangunan desa. Hal tersebut dilakukan melalui keikutsertaan sebagai nasabah Bank Desa. Melalui Bank Desa ternyata masyarakat tidak saja dapat melakukan peminjaman, tetapi masyarakat juga diajarkan untuk menabung, karena sistem di Bank Desa mewajibkan nasabah untuk menabungkan sebagian kecil pinjamannya. Alternatif Bank Desa sebagai strategi pengembangan BUMDes tentu menarik untuk dikaji, karena kecenderungan tingkat keberhasilannya yang cukup tinggi. Namun demikian pengelolaan Bank Desa harus secara serius dilakukan oleh pengelola, karena resiko kegagalannya juga tinggi. Berdasarkan hasil penelitian dapat diketahui bahwa faktor utama yang menentukan keberhasilan implementasi strategi pengembangan BUMDes melalui Bank Desa adalah dukungan kebijakan desa, partisipasi masyarakat, dan juga kemampuan pengelola.

 Kata kunci : Implementasi strategi, kebijakan desa, kemampuan pengelola, partisipasi masyarakat

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Published
2019-08-11
Section
Articles